Tata AIG Medicare Premier is a simplified and comprehensive Health Insurance plan.
Title |
Description |
Room Rent Limit |
Covered |
ICU Daily Rent Limit |
Covered |
Pre-Hospitalization Expenses |
60 days |
Post Hospitalization Expenses |
90 days |
Minimum Hospitalization Period |
24 hours |
Day Care Procedure Coverage |
Covers expenses for 540+ Day Care Treatment due to disease/illness/injury |
Automatic Restoration of Sum Insured |
100% Sum Insured restore available |
Pre-Existing Disease / Illness coverage |
Covered after a waiting period of 24 months. |
Waiting Period for New Policy |
30 days. Any listed illnesses/treatments will be covered after a waiting period of 24 months |
Medical Screening |
Required for insured above the age of 45 years |
Free Health Checkup |
upto 1% of sum insured subject to a maximum of Rs. 10,000/- per policy. |
Ambulance Expenses |
Road Ambulance Rs. 5000 per Hospitalization. Air Ambulance maximum of Rs. 500,000, |
Non-Allopathic Treatments |
covers expenses incurred for treatment as in-patient in an Ayush Hospital. |
New Born Baby Cover |
Covered upto Rs.10,000/ |
Donor Expenses |
Covers Medical and surgical Expenses of the organ donor for harvesting the organ where an Insured Person is the recipient |
No Claim Bonus |
50% No claim bonus next year in case of claim free year, subject to maximum bonus of 100%. In case of Claim Cumulative Bonus decreases by 50% |